KEB Hana Bank

Exclusive Advantages of Panama Branch Dollar Time Deposit
- 1. Tax-exempt interest income
  (Unlike Korean fixed deposit products, Panama does not impose income tax on deposit interest).
- 2. No exchange rate risk, as U.S. dollars are used as the primary currency.
- 3. Free and flexible remittance and currency exchange transactions.
Eligible for registration and interest rates
- Eligible applicants: Individuals and corporations.
- Preferred interest rates are applied after consultation based on the deposit amount.
How to apply
- Visit our branch or consult by phone.
  (You can request a phone consultation through the application button at the bottom of this page)
Required Documents
- · For Individual customers
- ① Deposit Application Form
- ② Identification Document(e.g. Passport)
- ③ Bank Reference Letter
- ④ Personal Reference Letter
- ⑤ Employment Certificate or Income Verification Document with Salary Information
- ⑥ Utility bill(Electricity/Water) or Lease Agreement for Proof of Residential Address
- · For corporate customers
- Please apply for a consultation.
※ To open a Time Deposit, a Panama branch deposit account is required.

Exclusive Advantages of
Panama Branch Dollar
Time Deposit
- 1. Tax-exempt interest income
  (Unlike Korean fixed deposit products, Panama does not impose income tax on deposit interest).
- 2. No exchange rate risk, as U.S. dollars are used as the primary currency.
- 3. Free and flexible remittance and currency exchange transactions.
Eligible for registration
and interest rates
- Eligible applicants: Individuals and corporations.
- Preferred interest rates are
  applied after consultation
  based on the deposit amount.
How to apply
- Visit our branch or consult by phone.
  (You can request a phone consultation
  through the application button at the
  bottom of this page)
Required Documents
- For Individual customers
- ① Deposit Application Form
- ② Identification Document
  (e.g. Passport)
- ③ Bank Reference Letter
- ④ Personal Reference Letter
- ⑤ Employment Certificate or
  Income Verification Document
  with Salary Information
- ⑥ Utility bill(Electricity/Water) or
  Lease Agreement for Proof of
  Residential Address
- For corporate customers
- Please apply for a consultation.
※ To open a Time Deposit, a Panama branch deposit account is required.

※ Please read the product description and terms and conditions before entering into a contract for financial products.
※ Financial consumers have the right to receive an explanation about the relevant product or service.
※ This promotional material is provided through procedures in accordance with laws and internal control standards.
※ This promotional material is valid until 31 March, 2026.
※ Reviewed by Compliance Officer: Review No. 2025-Ad-03610 (2025.04.11)

※ Please read the product description and terms and conditions before entering into a contract for financial products.
※ Financial consumers have the right to receive an explanation about the relevant product or service.
※ This promotional material is provided through procedures in accordance with laws and internal control standards.
※ This promotional material is valid until 31 March, 2026.
※ Reviewed by Compliance Officer: Review No. 2025-Ad-03610 (2025.04.11)

Dollar Time Deposit (Panama Branch) Manage your assets safely and efficiently in dollars at the Panama branch.